nicholas denton

Sun, 03 May 2026 16:55:45 +0000

Your score will help lenders understand your credit behaviour and determine whether you are a good or a bad risk. They can see your payment habits and make an informed decision when you request credit. A good credit score is an average score and will receive competitive interest rates. However, it could be more difficult to qualify for certain types of credit at ideal rates. A good credit score in South Africa is generally considered to be 670 or above. Scores range from 0 999, and most financial services providers report 670 749 as a good credit score. A 670 credit score is considered fair credit, not good credit, and it is below the national average credit score of 702. You generally need a credit score of 700 or higher to be classified as.